Gail Pemberton, AO

Independent Non-Executive Chairman

Gail has been a Director of the Company since May 2018 and Chairman since February 2019. She was previously a Director of Prospa Advance Pty Ltd from March 2018.

Gail has more than 35 years’ experience in bank and wealth management and is a specialist in technology and operations.

Prior to taking up a Non-Executive Director career, Gail was COO, UK at BNP Paribas and CEO and Managing Director, BNP Paribas, Australia and New Zealand. She was previously Group Chief Information Officer and Financial Services Group COO at Macquarie Bank.

Gail is currently Chair of Eclipx Group (ASX:ECX), Non-Executive Director of Land Services WA, Sydney Metro and MNF Group (ASX:MNF).

Gail has previously served on the Boards of ARQ Group (ASX:ARQ), OneVue (ASX:OVH), SIRCA and RoZetta Technology and Onthehouse (ASX:OTH) as independent Chair, and as a Non-Executive Director on PayPal Australia, QIC, UXC (ASX:UXC).

Gail has an MA from UTS, and a Graduate Certificate in Finance from Griffith University. She is also a Fellow of the Australian Institute of Company Directors.

In January 2018 Gail was awarded an Order of Australia for distinguished service to the finance and banking industry, to business through a range of roles, as an advocate for technology and as a mentor to women.

Gail is a member of the Audit and Risk Committee and a member of the Remuneration, People and Nomination Committee.

Fiona Trafford-Walker

Independent Non-Executive Director

Fiona has been a Director of the Company since May 2018, and was previously a Director of Prospa Advance Pty Ltd from March 2018.

Fiona is currently an Independent Non-Executive Director of Link Administration Holdings (ASX:LNK) where she also chairs the Audit Committee, Perpetual Limited (ASX:PPT), the Victorian Funds Management Corporation (VFMC) and Eclipx (ASX:ECX). She is also a member of the Investment Committee for the Walter and Eliza Hall Institute.

Fiona was previously an Investment Director at Frontier Advisors, where she was a member of the firm’s Investment Committee and Governance Advisory team. She was the inaugural Managing Director at Frontier Advisors and played a critical role in growing the firm. Fiona has more than 25 years’ experience advising institutional asset owners and investors on investment and governance-related issues.

Fiona holds a B.Ec. (Hons) from James Cook University and a Master of Finance from RMIT University. She is also a graduate of the Australian Institute of Company Directors.

In 2013, Fiona was awarded inaugural Woman of the Year in the Money Management/Super Review of Women in Financial Services Awards and was ranked one of the top 10 global Asset Consultants from 2013 to 2016, and again in 2019. In 2016, Fiona was announced as a winner in The Australian Financial Review and Westpac 100 Women of Influence Awards in the Board/Management category.

Fiona is the Chair of the Audit and Risk Committee and a member of the Remuneration, People and Nomination Committee.

Aviad Eyal

Non-Executive Director

Avi has been a Director of the Company since May 2018 and was previously a Director of Prospa Advance Pty Ltd from its incorporation in 2012. Avi has been instrumental to the development of Prospa.

Avi has almost 25 years’ experience in founding, scaling and running global technology and finance companies.

Avi is the co-founder and Managing Partner of Entrée Capital which led Prospa’s seed and Series A funding and has participated in each funding round. Avi brings extensive finance and technology and governance, risk and compliance (GRC) knowledge to Prospa.

Avi is a current Board Director of monday.com (NASDAQ:MNDY), BreezoMeter, BW Robotics, Broadlume, Niio, Anchor, Broadlume, Rivery and other technology companies in the UK, EU, USA and Israel. Avi has previously served as Board Director for a number of companies including Riskified (NYSE:RSKD), Gastrofix (TSE:LSPD), HouseParty (Epic Games), Flyt (LSE:JE), Scan Inc. (NYSE:SNAP), Cura Software Solutions (NSE:CURATECH), Torii and others.

Avi has a BSc in Electronic and Computer Engineering from the University of Natal in South Africa. In 2010 Avi received the Johnnie Walker Entrepreneur of the Year Award and in 2018 through 2022 was listed by Forbes Inc as rising to #3 on the Top 25 European Venture Capitalists (Midas List). He is also listed #66 on the Forbes Global Investors Midas List.

Avi is a member of the Remuneration, People and Nomination Committee.

Mary Ploughman

Independent Non-Executive Director

Mary has been a Director of the Company since March 2021.

Mary has 30 years of financial services, capital markets, securitisation, mergers and acquisitions, governance and risk management experience on a range of financial institutions, infrastructure and not for profit boards in Australia and New Zealand.

Mary is currently Chairman of Plenti Group Limited (ASX:PLT) and serves as Chairman of the Remuneration Committee and as a member of the Audit and Risk Committee. Mary has also been appointed as Chairman of Pitcher Partners. Mary is a Senior Advisor with Gresham Partners Limited and an advisor to Indigenous Business Australia.

Prior to these roles, Mary served as Joint Chief Executive Officer of non-bank lender Resimac and as Non-Executive Director of Sydney Motorway Corporation, until its sale to Transurban in 2018. Mary was also Deputy Chair of the National Committee for the Australian Securitisation Forum from 2013 to 2017. Mary was awarded the Kanga News Market Achievement Award in 2016 and was made a Fellow of the Australian Securitisation Forum.

Mary has a Bachelor of Economics from the University of Sydney, is a Graduate of the Australian Institute of Company Directors, and an Associate of the Securities Institute of Australia.

Mary was appointed Chair of the Remuneration, People and Nomination Committee on 1 June 2021 and is a member of the Audit and Risk Committee.

Ross Aucutt

Chief Financial Officer

Ross joined Prospa in October 2020 from FlexiGroup Limited (ASX:FXL) where he was CFO for almost four years. In that role, he built a high performing finance team and was responsible for driving growth whilst significantly increasing the efficiency of the business and balance sheet, with management of financial planning and analysis, capital management and treasury as well as M&A.

Before this, Ross was Group Treasurer at Latitude Financial Services where he built a treasury function and was responsible for all funding, cash management, capital reporting and operations. Ross has a strong background in non-bank disruptive finance models and the financial markets where he has worked at a senior level in large domestic and international organisations including the Royal Bank of Scotland / NatWest Group (London), Westpac (Sydney) and Barclays (London).

Ross has a B.Com. in Accounting and Finance from the University of Canterbury (New Zealand) and a Masters in Finance from London Business School and is a Chartered Accountant.

Elise Ward

Chief People Officer

Elise joined Prospa in December 2018. She has responsibility for the design and delivery of our people strategy.

Elise has more than 15 years’ experience in delivering progressive people and culture strategies across start-ups and multinational organisations.

Prior to joining Prospa, Elise led the People & Culture team for Canadian-based technology company Elastic Path Software and has held senior HR roles at Samsung and Tabcorp.

Elise has a Bachelor of HR Management from Macquarie University and a Graduate Certificate in Change Management from AGSM at UNSW.

Andrew Malak

Chief Product & Technology Officer

As Chief Product & Technology Officer, Andrew accelerates Prospa’s transition into a global tech organisation, leading with a customer first approach and strong technical product management expertise.

Andrew's leadership connects the Data, Product and Technology functions to help with streamlining decision-making and prioritisation – an alignment that accelerates and fosters execution, collaboration, and innovation, and drives Prospa to deliver on our customer roadmap effectively.

With more than 20 years’ experience in product and digital transformation within the banking and financial services sector, Andrew has successfully led teams at renowned companies like Westpac and St. George Bank. Most recently prior to joining Prospa in 2021, he was Chief Product Officer at Spaceship, where he drove significant business growth through design-led product development.

Andrew holds an MBA (Executive) from the University of New South Wales and a Bachelor of Business in Finance & IT from the University of Technology, Sydney.

Dean McAuley

Chief Risk Officer

Dean is Chief Risk Officer at Prospa; and brings a wealth of experience spanning over 20 years in the banking and finance industry to the company. He has collaborated with central banks, government entities, regulators, and industry groups across the globe, successfully launching consumer and commercial products in Australia, New Zealand and Ireland, and establishing offshore operations in New Zealand, the Philippines and India.

As Prospa’s Chief Risk Officer, Dean manages the financial and non-financial risk functions of Prospa, applying his calm and level-headed leadership style to balance risk and drive optimal commercial outcomes. Dean's ability to ‘think like an owner’ ensures we always prioritise the best interests of Prospa and our valued customers.

Prior to joining Prospa in 2019, Dean held senior roles in ASX listed and international companies such as American Express, Humm Group and Greater Bank. Dean holds qualifications in Project Management, Internal Audit, AML/CTF, Business Administration, and Management. He is a member of the Australian Institute of Company Directors, International Compliance Association, Governance, Risk & Compliance Institute, and Director Institute for next generation directors.

Margot Birbeck

Executive General Manager, Operations

In the role of Executive General Manager Operations, Margot Birbeck brings a unique set of skills that intersect technology, data sales and operations. Margot holds a BSc. Computer Science with senior leadership experience in business development and operations in Technology and Financial Services.

Margot hero's a genuine passion for customers which has been a constant thread throughout her career from early-stage startups to globally scaling SaaS Customer Journey Management Platform, inQuba. Margot is a thought leader in CX, completing her MBA dissertation in Customer Experience Management at the University of Cape Town in 2010.

In her role, Margot is responsible for Direct & Digital Customer Acquisition, Existing Customer Refinance, Retention and Loyalty, Customer Collections & Payment Solution and GTM Enablement.